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Disability

The Road Map to Health Insurance in Florida

Health insurance approval often seems like a confusing track with twists of jargon and blind curves. But underwriting departments, the areas that decide on health insurance coverage, have rules of the road that carefully guide the process. For each client, the underwriters evaluate the risk of insuring individuals and then decide on appropriate coverage and costs.


Buyer Beware: Insurance Salvage Flood Vehicles

Many people may not realize they have bought a flooded car until they take it to get insured. They then find out that their agent can't even issue them an insurance rate quote because of the salvage title on the vehicle. What should they do?


In Business For Yourself? Better Look Into Disability Insurance

If you're in business for yourself, either alone or with just a few employees, a long-term disability could mean bankruptcy or even homelessness. There are three types of disability insurance policies available and you need to know the differences ...


Disability Insurance Explained

You have read the information about the need for disability insurances, and have checked out your company benefits to find that you DO NOT have short term disability (STD) or long term disability (LTD) plan coverage. If this is your situation, read the following. The time to do so is BEFORE you need to use that insurance!


The Difference Between Critical Illness and Disability Insurance

Understanding the differences between critical illness and disability insurance. Know what to expect before you sign the application.


Disability Insurance

Disability insurance can help bring you much-needed income even if you've been injured or disabled. Being hurt and unable to work shouldn’t be a punishment. Find out how disability insurance can help you when you need it the most.


Disability Insurance to Protect Your Way of Life

The idea of being sick, out of work, and inmobile real stinks, but hey, stuff happens


Should Medical Students Consider Disability Insurance?

Purchasing a policy while still in medical school presents tremendous advantages that can save students money after graduation, while protecting their financial future and providing the peace of mind necessary to focus on the demands of a career in medicine.


Applying For SSA Benefits: How Disability Is Determined For Disability Benefits?

The disability determination begins with the field offices of the Social Security Administration where one is supposed to file an application for disability benefit. One may approach the authorities on telephone, by mail or may simply fill and submit the form online...


Securing Your Future With Disability Insurance

There may be a time in life when you may not be able to work due to illness or some other medical condition, whether temporarily or permanently. Such a condition may result in a loss of income during that period.


Short Term Health Insurance - What You Need to Know

Short term health insurance or temporary health insurance is a good way to alleviate the risk of an unforeseen and unfortunate event while in the midst of a transitional period


Payment Protection Insurance Can Make A Crucial Difference To Your Long-Term Financial Life

Payment Protection Insurance (PPI) can be an excellent way to cover your debt repayments in the event of an accident, sickness or unemployment.


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