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Encyclopaedia - Money Rolls Downhill!
I remember when “The Millionaire Next Door” came out telling people how the authors, who are marketing professors, had come up with a big discovery. They discovered more high net worth (wealthy) people in middle class n
According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product
eighborhoods driving a “beat-up pickup truck” (hey, that’s what I drive!) than in high class neighborhoods.
These were results we have been well aware of as economists for many years. The reason that these marketing pr
These were results we have been well aware of as economists for many years. The reason that these marketing pr
; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.
Examples of combination products may in
Examples of combination products may in
ofessors thought they had stumbled on something new is because many people are confused about the difference between income and net worth. The difference is crucial to your financial health. Income is nothing more than
lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.
how much cash you bring in on a monthly or yearly basis.
People focus on income a lot because it puts the bling in bling bling! In other words income is hard cold cash coming in each month to buy goodies right now. I
People focus on income a lot because it puts the bling in bling bling! In other words income is hard cold cash coming in each month to buy goodies right now. I
here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe
also pays the bills but does not get rid of them. Your cash flow tells you how much of your income you get to keep.
Net worth measures what you owe compared to what you own of value. It measures how much you are wort
Net worth measures what you owe compared to what you own of value. It measures how much you are wort
d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.
Combination pro
Combination pro
h. Passive cash flow tells you how much of your cash flow would come in if you decided to quit going to work. You can see why guys like Robert Kiyosaki emphasize passive cash flow in their wealth building books.
The
The
ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc
trick is to figure out how to get to the point where you don’t have to work anymore if you don’t want too. As financial economists we have known for years that living well within your means while saving and wisely inves
easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi
ting as much as possible is the road to pumping up both your net worth and passive income so that you sleep-in every morning if you want to.
Let me give you an example of a simple decision my wife and I made that has ha
Let me give you an example of a simple decision my wife and I made that has ha
nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically
an enormous impact on our financial health. When we were married we decided we wanted to live in one of the upscale communities here in San Juan. This gated community is so big it actually has sub gated communities an
and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ
d numerous amenities such as the largest and most modern Olympic pool in the Caribbean.
We decided to purchase a 3 bedroom 2 bath condo that was within our means at $125,000.00. Now that we are wealthier and the condo
We decided to purchase a 3 bedroom 2 bath condo that was within our means at $125,000.00. Now that we are wealthier and the condo
ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi
has increased in value to around $200,000.00 we could sell it and move to a $1,000,000.00 house like the ones at the top of the hill our condo is on. We decided to remodel our condo instead and live each day as if we w
ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.
Following aspects would a
Following aspects would a
ere in a luxury hotel.
Why was this a great decision? By living in a modest priced home we were really able to deck it out. Also, this is really important for you to understand, we are paying only one fifth in propert
Why was this a great decision? By living in a modest priced home we were really able to deck it out. Also, this is really important for you to understand, we are paying only one fifth in propert
dd to the challenges in developing combination products:
Which markets to tap where the combination products can do fairly well?
Which combination prod
Which markets to tap where the combination products can do fairly well?
Which combination prod
taxes to the local government as compared to what we would if we “moved up” like many people do when their finances improve. Money really does roll down hill because I sure would not want to HAVE to cough up a bunch of
cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin
cash each year just to pay property taxes!
Another danger people don’t grasp is that local governments rely primarily on property taxes to fund their pork barrel politics. The primary source of revenue for most state
Another danger people don’t grasp is that local governments rely primarily on property taxes to fund their pork barrel politics. The primary source of revenue for most state
tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
What would be the developing cost?
How to tackle the risks encountered during combination product developmen
governments is property tax! The local Puerto Rican government is now in a deficit. I guarantee that it has been discussed among the bone heads in the local capital that property taxes should be “reformed.” That sure m
t?
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel
akes an expensive home a financial powder keg doesn’t it!
Why do I suspect that most of the people in the million dollar community up above us are living above their means? Because they are the worst at paying their co
Why do I suspect that most of the people in the million dollar community up above us are living above their means? Because they are the worst at paying their co
ping new procedures for reviewing their safety, efficacy and quality.
Professional from academic institutions, pharmaceutical industries, health care indust
Professional from academic institutions, pharmaceutical industries, health care indust
munity fees and have had a lot of their services cut back! Just like they found out in the book “The Millionaire Next Door” many, many households in upscale homes are putting up appearances.
Many of these families are
Many of these families are
y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products
financially unhealthy, and deadbeats when it comes to paying what they owe. These families have less invested in the stock market because they have bigger bills to pay. These families are often less successful in the s
.
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de
tock market because the pressure of their high debts focus them no short term stock investing where they are at a disadvantage.
Since we have lower costs in our modest home we are much less at risk if anything changes.
Since we have lower costs in our modest home we are much less at risk if anything changes.
elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.
Companies that provide selfless information through particip
Companies that provide selfless information through particip
Once we cash out the mortgage on our home we could even lose both of our jobs and get buy washing dishes at the local Taco Bell. That is certainly not the case when you have to pay property tax on a million dollar home
tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products
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