Encyclopaedia - Finance

Debts are basically a result of money mismanagement. Even if a person knows how much he is

According to USFDA, a combination product is one composed of any combination of a drug and device; biological product and device; drug and biological product

only earning and that he can afford only so much, he still goes ahead to buy things or fo

; or drug, device, and biological product and fixed dose combination would include two or more combinations of drug.

Examples of combination products may in

od that are simply beyond his means. In some cases though, consumers cannot be blamed for

lude drug-coated devices, drugs packaged with delivery devices in medical kits, and drugs and devices packaged separately but intended to be used together.

overspending or going outside their purchasing power since salaries and wages are not prop

here is enormous increase in the number of combination products entering the market in the recent years. Combination products have proven advantages but fixe

ortionally increased with the rise in the prices of goods. This, however, should not be us

d dose combinations are still in the process of convincing regulatory authority on their advantages over the single ingredient formulations.

Combination pro

d as an excuse for becoming buried with debts. By planning your financial spending in such

ucts have become life saving products for the pharmaceutical companies who doesn’t have many innovative molecules in their product pipeline and have been inc

a way as to monitor your income together with your expenditure, you can actually free you

easingly used in the product life cycle management. Even the companies having product patents are trying to extend their product life cycle through the combi

rself from your debt obligations.

Remember to limit your expenses to the essentials. Stop

nation products and maximize the revenues. But the companies involved in this practice are overlooking that they are burdening the patients both economically

buying items like new clothes, shoes, perfumes and the like when unnecessary and not part

and physically. They need to rightly judge the benefits of the combination products and they have to even look at the risks involved when combining the produ

of your budget. Stay away from shops or malls if you are the impulsive type of buyer. Sim

ts. Some of the combination products were well accepted by physicians while others suffered. Companies involved in development of combination products are fi

lar to a disease, prevention is the best cure for tempering your expanding debts. If you a

ding difficulty in defining their combination products and facing various challenges from selecting a combination to marketing it.

Following aspects would a

re a credit card holder, avoid using it unless the situation calls for it. Leave your cred

dd to the challenges in developing combination products:

Which markets to tap where the combination products can do fairly well?
Which combination prod

it cards at home when going out so that even if the temptation to buy is there, the means

cts are meaningful and rational?
Which therapeutic categories to select?
Which Combinations can address unmet needs of the patients?
Do combin

to complete the purchase is lacking. As much as possible, pay your bills diligently and ab

tions increase the patient compliance?
What would be the developing cost?
How to tackle the risks encountered during combination product developmen

ove the required minimum amount.

In case you receive extra cash during the year in the fo

t?

As combination products don't fit into the traditional categories of drugs, medical devices, or biological products, the USFDA is in the process of devel

m of bonuses or winnings or commissions, use the money to settle your debts first. Priorit

ping new procedures for reviewing their safety, efficacy and quality.

Professional from academic institutions, pharmaceutical industries, health care indust

ize those with higher interest costs. If there is the need to make sacrifices on your part

y and representatives from various regulatory agencies are working out to design the regulatory requirements for manufacture and sale of combination products

such as taking on a second or third job so that the additional income could be used to pa

.

As there is an increasing trend of the combination products companies manufacturing such products should be able to tackle the problems involved in the de

y off your debts, then do so. It will contribute greatly to your peace of mind knowing tha

elopment. They need to be wiser in analyzing the market trends and the regulatory requirements.

Companies that provide selfless information through particip

t your debts are under control especially in the hope that these will eventually be erased

tion in industry events and feedback to regulatory authorities would be able to face the challenges and will be successful in developing combination products

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